Terms and Conditions

1. Agreement to Terms

Welcome to Bridgepoint Advisory ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website located at your-domain.com (the "Website") and all related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access our Services.

2. Definitions

For the purposes of these Terms:

• "Client" means any individual or entity that engages our advisory services.
• "Content" means all information, text, graphics, images, and other materials available through our Services.
• "User" means any person who accesses or uses our Services.
• "Advisory Services" means the professional consulting and advisory services provided by Bridgepoint Advisory.

3. Services Description

Bridgepoint Advisory provides professional business consulting and advisory services, including but not limited to:

• Strategic business planning and development
• Financial analysis and consulting
• Market research and competitive analysis
• Operational improvement recommendations
• Business risk assessment and management

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice.

4. User Obligations and Acceptable Use

When using our Services, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of any account credentials
• Comply with all applicable laws and regulations
• Respect intellectual property rights
• Use Services only for lawful business purposes

5. Prohibited Uses

You may not use our Services to:

• Violate any local, national, or international law or regulation
• Transmit any harmful, threatening, abusive, or defamatory content
• Infringe upon intellectual property rights of any party
• Distribute viruses, malware, or other malicious code
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our Services
• Impersonate any person or entity or misrepresent your affiliation
• Collect or harvest personal information without consent
• Use automated systems to access Services without permission
• Engage in any fraudulent or deceptive practices

6. Intellectual Property Rights

All Content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, software, and compilation thereof, are the exclusive property of Bridgepoint Advisory or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our trademarks and trade dress may not be used without prior written permission. You are granted a limited, non-exclusive, non-transferable license to access and use our Services for personal or internal business purposes only.

You may not:

• Reproduce, distribute, or create derivative works from our Content
• Remove or alter any copyright, trademark, or proprietary notices
• Use our Content for commercial purposes without authorization
• Reverse engineer, decompile, or disassemble any software

7. Confidentiality

We recognize the confidential nature of information shared during advisory engagements. Both parties agree to:

• Maintain confidentiality of all proprietary and sensitive information
• Use confidential information solely for the purposes of the engagement
• Implement reasonable security measures to protect confidential information
• Return or destroy confidential materials upon request or termination

Confidentiality obligations survive the termination of any agreement or engagement.

8. Disclaimers and Limitations of Liability

8.1 Professional Advisory Disclaimer

Our advisory services are provided based on information available at the time and represent professional opinions. We do not guarantee specific outcomes or results. Business decisions remain the sole responsibility of the Client.

8.2 Website Disclaimer

Our Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• Services will be uninterrupted, timely, secure, or error-free
• Results obtained from Services will be accurate or reliable
• Quality of Services will meet your expectations
• Any errors in software or Content will be corrected

8.3 Limitation of Liability

To the maximum extent permitted by law, Bridgepoint Advisory, its directors, employees, partners, agents, suppliers, or affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Loss of data or business information
• Business interruption or loss of goodwill
• Cost of substitute services or products

Our total liability for any claim arising from these Terms or use of Services shall not exceed the amount paid by you, if any, for accessing our Services during the twelve (12) months prior to the event giving rise to liability, or €1,000, whichever is greater.

9. Indemnification

You agree to indemnify, defend, and hold harmless Bridgepoint Advisory and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of our Services
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations
• Any content you submit or transmit through our Services

10. Termination

We reserve the right to terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms.

Upon termination:

• Your right to use the Services will immediately cease
• Any provisions that by their nature should survive termination shall remain in effect
• We may retain certain information as required by law or for legitimate business purposes

You may terminate your use of Services at any time by discontinuing access to our Website.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Croatia, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Croatia, and you hereby irrevocably consent to the personal jurisdiction and venue therein.

If you are a consumer based in the European Union, you retain the right to bring proceedings in your country of residence in accordance with applicable EU consumer protection regulations.

12. Dispute Resolution

12.1 Informal Resolution

In the event of any dispute, controversy, or claim arising from these Terms or our Services, the parties agree to first attempt to resolve the matter through good-faith negotiations for a period of thirty (30) days.

12.2 Mediation

If informal resolution is unsuccessful, parties agree to participate in mediation before a mutually agreed mediator in Croatia before pursuing formal legal action.

12.3 Arbitration

Any disputes not resolved through mediation may be submitted to binding arbitration in accordance with Croatian arbitration rules, unless otherwise prohibited by applicable consumer protection laws.

12.4 Class Action Waiver

To the extent permitted by law, all claims must be brought in the parties' individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

13. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. Material changes will be notified through:

• Prominent notice on our Website
• Email notification to registered users
• Updated "Last Modified" date at the top of this page

Your continued use of Services after any modifications constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically. If you do not agree to the modified Terms, you must discontinue use of our Services.

14. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

15. Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on our Website, constitute the entire agreement between you and Bridgepoint Advisory regarding your use of our Services and supersede all prior agreements and understandings, whether written or oral.

17. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Bridgepoint Advisory. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with use of any third-party content, goods, or services available through such websites or services.

18. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

19. Assignment

You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice or consent. Any attempted assignment in violation of this provision shall be null and void.

20. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

We aim to respond to all inquiries within 48 business hours.